We aim to become the most trusted name in Pensions

We aim to become the most trusted name in Pensions

Multiple reports over many years show that Financial Services at 18% remains the least trusted industry sector while the Technology sector continues to be the most trusted at 64%.

We believe that a Technology driven, fully transparent Pensions & Savings organisation has the potential to disrupt the status quo by offering direct-to-consumer products & partnering with mission aligned organisations.

How we are funded

We are backed by real people

We are backed by real people

So far, TontineTrust has been funded by over a hundred individuals in addition to the founder, directors, advisors and the team members many of which accept shares in lieu of salary because they are so motivated to see the company succeed.

Our Shared Goal

Our Shared Goal

Our shared long term goal is to become 'billionaires' which we define as helping over a billion people on our planet to enjoy happy rewarding retirements.

With 2 billion people in the world already aged over 50 and that number expanding rapidly, there are plenty of people that need help to save & enjoy a lifetime income in retirement.

We are a 'For-Profit' company

We are a 'For-Profit' company

For organisations to succeed, they must generate a positive return on invested capital. TontineTrust is no different.

As a digital first operator our business model & platform is fully scalable into any region and as with any tech company, as we grow the cost of supporting additional members 'approaches zero'.

Therefore, to become profitable, we don't need to push up charges to consumers, we simply need to find cost effective ways to grow the number of consumers that we are helping.

What the big names think of us

The following are direct quotes from organisations that speak to us

Anytime we discuss innovation we are asked if we have heard about TontineTrust. Frankly, we are sick of it!

You are the world's 1st 'Retiretech' & when you come to the US then we are your natural partner.

€1 Trillion US Retirement Products Provider

Someone is going to 'Uberise' the pensions industry using a platform model.

We can't do it, it's too innovative, but we think you can. Let's talk.

€170 BN Retirement Industry Multi-national

This is a genius solution that can do more to raise global pension participation rates within a few years than we as the World Bank have achieved in 2 decades.

Head of Pensions at the World Bank

Do you want to become a Tontine 'billionaire'?

Get in touch with us to request access to our upcoming funding round

Get in touch

Latest Posts

We've Been Saying it for Some Time now: Tontines Are Here To Stay

We've Been Saying it for Some Time now: Tontines Are Here To Stay

We have been following what experts are saying about tontines very closely. Turns out, they think PEPP and tontines are going to revolutionise the pension industry. Keep reading to find out what experts at two different conferences held in Belgium and Washington DC have to say about this.

, by Ashmita Das
What is a PEPP?

What is a PEPP?

The new PEPP Regulation lays the foundation of a new pan-EU standard for personal pensions that work alongside national pension schemes. The PEPP standardises certain core personal pension product features including:

  • Robust consumer protection rules,
  • Detailed investment rules including upon how sustainable the investments are,
  • A limit on fees at 1% per year unless the product needs to contain a guarantee element,
  • Transparency requirements including reporting of the ESG standards,
  • Switching rights that enable portability when a saver moves to another Member State.
, by Dean McClelland
Tontines: Can a Pension this good be real & is it totally legal?

Tontines: Can a Pension this good be real & is it totally legal?

You would be forgiven if the first time you saw a Tontine pension you thought it looked too good to be true compared to normal pensions.

For the same reason, you would also be forgiven if you initially thought that Tontines are anything less than 100% legal & safe.

Below is a list of perfectly safe & legal existing tontines but first let's clarify the origin of the misunderstandings above. But you don't have to take our word for it, below are some keys pieces of legislation & research on tontines.

, by Dean McClelland
© Tontine Trust Retirement Technologies Limited ('TontineTrust'). All rights reserved.

The information in this site is informational & of very general guidance only. Nothing in this website should be taken as constituting individual advice to you. The choices you make, or do not make, around the investment of your Retirement Account are your own responsibility.

Neither TontineTrust nor your Scheme Trustee can be held responsible for any financial loss arising from your investment choices or lack of them. Values can fall as well as rise whatever type of scheme is chosen and no particular level of retirement benefit from a pension can be guaranteed.

TontineTrust is building a platform which supports the issuance of risk sharing lifetime income products such as Tontine PEPPs. Our first lifetime income retirement product when launched will also seek approval to be classified as one of Europe's first Pan-European Personal Pension Products or 'PEPPs'.

PEPPs are a new generation of personal pension products which comply with the European Union’s latest regulations creating the gold standard of personal pension product design in terms of value for money, transparency & governance. Once our pension product is registered, we will launch with the support of best of breed investment service providers with the aim to be available in 27 countries by the end of 2021. TontineTrust does not offer or provide investment services.