Paper suggesting tontine pensions could be backed by much lower capital investment and be offered more cheaply.
Tontine Research
Read the research proving why Tontines are the future of pensions
Can providers & savers collaborate for better pensions?
Feb 17, 2022
Benefit Volatility-Targeting Strategies in Lifetime Pension Pools
A dynamic asset allocation approach that stabilizes pension payouts by jointly managing investment and mortality risks.
Oct 7, 2025
Longevity Risk: Rethinking Retirement Planning
Exploring how individuals perceive life expectancy, the strategies they use to manage longevity risk, and why annuity demand remains puzzlingly low.
Oct 7, 2025
Protected Income: A Research Perspective on Retirement Security
Exploring the role of protected income solutions in enhancing retirement security through research-driven insights.
Oct 6, 2025
Global Evolution of Insurance
Analysis of global insurance evolution, regulation, and cross-border risk.
Oct 6, 2025
Rethinking Retirement: OECD Pensions Outlook 2020
The OECD’s 2020 lens focuses on the urgency to rethink retirement systems in a rapidly changing world.
Oct 6, 2025
A Mutual Fund to Yield Annuity-Like Benefits
A pioneering proposal for a tontine-style mutual fund that offers annuity-like income without insurance contracts.
Oct 6, 2025
Solving Retirement FORO: The Annuity Puzzle
Exploring behavioral barriers to annuity adoption and strategies for retirement income confidence.
Oct 6, 2025
Optimizing Longevity Risk Management with Dynamic Hedging in GSA Funds
This study demonstrates how dynamic hedging using longevity forwards can significantly stabilize payouts in group self-annuity funds while maintaining strong long-term returns.
Oct 6, 2025
Financial Navigator Journal: Among the most innovative concepts being revived by fintech is the tontine.
Research by Milena Beneva, Ph.D., a Chief Assistant Professor in the Department of Finance at the University of Economics – Varna.
May 31, 2025
Optimal performance of a tontine
This paper won the prestigious Chris Daykin Prize awarded by the IAA
May 21, 2025
Kaiko: BOLD delivers superior risk-adjusted returns
Institutional analysts conclude that holding 75% Gold with 25% Bitcoin delivers better superior investment returns
Mar 20, 2025
A Short History of Tontines
by Kent McKeever - Fordham Journal of Corporate & Financial Law
May 19, 2023
The Tontine Puzzle
A research done by An Chen and Manuel Rach
Apr 3, 2023
Can Tontines save the $1.5T Canadian pension disconnect
Canada's NIA cites tontine style pensions as an effective & sustainable solution to the pension problem
Feb 17, 2022
UK government: CDCs are important pensions innovation
UK government sets out proposals as to how a CDC scheme might work in the UK
Feb 17, 2022
Retirement Tontines: Classical finance for retirement
by J. Mark Iwry, Claire Haldeman, William G. Gale, David C. John
Oct 31, 2020
Tontines: A Guide to Mortality-Pooled Investments
by Richard K. Fullmer & CFA Institute Research Foundation
May 4, 2019
From Tontines to Annuities (in 20 minutes)
Original article written by Moshe A. Milevsky
Apr 18, 2019
A Mutual Fund to Yield Annuity-Like Benefits
A Lower-Cost Alternative to Traditional Annuities
Jan 2, 2019
Individual Tontine Accounts
by Richard K. Fullmer & Michael J. Sabin
Jul 17, 2018
Tontine Pensions
by Jonathan Barry Foreman & Michael J. Sabin
Apr 20, 2015