Be one of the first to offer the new standard of retirement products

Our PEPPs-as-a-Service platform enables partners to move beyond DC savings accounts and launch real pensions that offer a 100% sustainable lifelong income in retirement.

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PEPPs are the EU's new pensions “gold standard”

In 2019, the EU passed the Pan-European Personal Pension (PEPP) Regulation, instantly creating a new cross-border pension standard that ensures:

High transparency and disclosure standards
Low fees capped at 1% per annum
High governance and asset protection rules
Full disclosure on ESG investment policies
Full portability between member states

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Once you become a 'Tontiner', you will discover that the best way to get the most out of your pension is to take better care of your health.

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How cooperatives can benefit?

As state pension provision fades, TontineTrust will partner unions and cooperatives to help secure their members’ long-term financial well-being.

As well as securing exceptional pension benefits for their members, organisations investing via the TontineTrust cooperative pensions platform will receive a share of the scheme’s management fees.

As well as securing exceptional pension benefits for their members, organizations investing via the TontineTrust cooperative pensions platform will receive a share of the scheme’s management fees.

We understand that the welfare of members is of the utmost importance to such organisations, which is why we will offer only the highest-grade pensions.

The underlying assets of schemes will be stewarded by independent asset management companies, who will construct conservative, highly diversified strategies that will be best able to ride out the peaks and troughs of the economic cycles and deliver more reliable returns over the long term.

Thinking about offering a Tontine pension to your members?

Monitor marketing campaigns

Once you become a 'Tontiner', you will discover that the best way to get the most out of your pension is to take better care of your health.

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How governments can benefit?

Bridging the state pension gap, and more

Tontines can represent an indispensable aid to governments as they strive to wean ageing populations off increasingly unsustainable state pensions onto self-funded schemes.

Transparency ensures confidence and credibility

Thanks to our distributed ledger technology, every stakeholder can be certain that all records are accurate and that there are no ‘black holes’ or conflicts of interest at play. Confidence in the integrity, transparency and fairness of the system will play an important role in increasing participation.

​No need for politically difficult legislation

Introducing mandatory private pension schemes can cause resentment or disharmony as savers tend to feel that they are unlikely to reap any future benefit. By contrast, history has shown that investors embrace the tontine concept.

More pension participation

Compared to a traditional annuity you can explain tontines in two pages rather than 30-40-50.

Pensions should be easy, safe and affordable to everyone.

Monitor marketing campaigns

Once you become a 'Tontiner', you will discover that the best way to get the most out of your pension is to take better care of your health.

Lorem ipsum dolor sit
Viverra nibh cras pulvinar
Nunc non blandit mas

How financial institutions can benefit?

Our TontineTrust platform is designed to slip neatly into the product offering of financial services companies, from established banks and asset managers to up-and-coming fintechs.

Companies wishing to bring younger clients into their business will see that the transparency and flexibility of our tontines are attractive to a millennial generation that is habitually sceptical towards pensions.

By being our partner, financial services companies will be able to offer their customers a compelling alternative to traditional pensions, including both income and savings options.

By including our pension products onto their apps, financial services companies can also reap the long-term and recurring revenues associated with schemes designed to generate a rising lifelong income.

Want to become our partner?

//ANALYTICS