Most pensions help yousave for retirement.
Our pensions help you get more retirement from your savings.
Our pensions help you get more retirement from your savings.
The Retirement Spending Problem
Upon reaching retirement, most people face a difficult choice:
- Spend conservatively and never allow yourself to enjoy your golden years.
- Spend aggressively and risk running out of money and becoming dependent upon your children or the state.
The longer you might live, the harder the decision becomes.
This is why so many retirees worry so much and spend far less than they could afford.
A Different Perspective
Everyone faces the same problem.
But what if the biggest risk could be shared rather than feared?
What if living longer improved your retirement lifestyle rather than threatened it?
Next generation pensions are almost here
The TontineIRA
For Americans who want to convert their standard IRAs, 401Ks and other tax-advantaged retirement savings to a lifetime income pension which benefits from longevity pooling.
The Tontine Pension
A pooled lifetime drawdown occupational pension scheme that combines investment returns and longevity pooling to provide variable retirement income based on assets, not promises.
The Tontine PEPP
The first asset-backed Lifetime Income Pan-European Personal Pensions for EU Residents, managed by fiduciaries acting in your best interest.
The asset-backed pension arrangements described on this page are under development and are not yet available to the public. Features, eligibility requirements, jurisdictions, tax treatment and launch dates may change prior to launch. Nothing on this page constitutes financial, tax, legal or investment advice.
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