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A simple, smart & safe way to protect your lifestyle.
Our Trust Funds secure your lifestyle with an uninterruptable income for life - no Wall Street middlemen, no setup costs or hidden fees.
The world's most popular lifetime income is back, better than ever
Tontine Trust offers a modernised solution to lifestyle planning with our innovative 'tontine' trust funds. A tontineA tontine is a financial arrangement linked to a living person which provides an income for as long as that person is alive. When members of a tontine class pass away, their leftover balances are shared among the surviving members of the same 'Tontine Class' consisting of members with similar life expectancies. is a 400 year proven financial arrangement that ensures an uninterruptable lifetime income, which is expected to rise over time to offset inflation.
Easy to setup
Your Trust Fund can usually be established and funded within 15 minutes
Design your plan
Choose an expected deposit amount, preferred investment strategy & your income start date to view your expected income.
Become a Member
Register to see the easiest ways to make the first deposit to your Trust Fund.
Start Spending
Spending money is more fun and less stressful when you have an uninterruptable source of income.
Why do people choose a Tontine Trust?
Tontine Trusts are a smart, fair way to secure a steady income for life.
Lifelong Income, Made Simple
- Make one or many deposits,
- Pick an investment strategy for the income you want,
- Use the app to control when the income starts,
- Start receiving income automatically.
Unbeaten Low Fees
- A flat 1% annual fee covers all costs,
- + No set-up costs or hidden charges,
- + No high-commission agents,
- = More of your income comes to you.
Effortless, Secure Access
- No passwords to forget - just login with your face to ensure safe, seamless control over your income.
- Appoint a spouse or trusted person to speak with us in case of emergency.
A Lifetime Income in your pocket
Our simple to use mobile apps make sure that you can control your monthly income from the comfort of the beach or golf course.
Coming soon
Welcome to the 'Tontinator'
Here you can calculate and compare your main lifetime income options
The Tontinator is part of the MyTontine™ platform which is going through its testing phase ahead of launch.
Forecasts are based upon the expected rate of return of the selected assets and average life expectancies each of which change over time.
Therefore the forecasts and the actual income received will vary in response to changes in the actual and/or expected rate of return and the actual mortality of members of the tontine class that you are assigned to.
Annuity rates are estimated based upon currently advertised rates from sources which we believe to be reliable.
The Tontinator is for educational purposes only and there is no guarantee that these results will be achieved by each member.
Savers should consider their personal risk tolerances before considering any investments and should consult a financial advisor where appropriate.