Since 2022, the OECD has formally recommended all member governments to enable their DC plans to provide lifetime income using tontines or annuities for at least part of the balance.
A new pensions era is upon us
Reward your employees with the retirement security they deserve without incurring the liabilities and then start investing for the long term like an endowment.
Our Tontine plans offer the option for you continuing to manage the assets while we arrange the administration of all individual member accounts to ensure the absolute sustainability of each of their lifetime incomes.
Why a Tontine IRA™?
A monthly income for life
The Tontine IRA™ is designed to pay you monthly income even if you live to age 120. We dare you to test us by living that long!
Your income rises over time
Your income is expected to rise over time to protect your purchasing power from the effects of inflation.
Enjoy dramatically lower fees
Our fees are a flat 1% annually so that more of the available income is left for you.
We work with the trustees to ensure that you have full visibility over the safety and sustainability of your lifetime income at all times.
Prudence is key
The trustees of your Tontine IRA™ have a fiduciary duty of care and are obligated to manage the trust assets in compliance with the principles of the Uniform Prudent Investor Act.
All personal details and your financial data is secured using advanced cryptography.