Nadeem Jeddy of Magnus Investment Advisors in Karachi has written for the Dawn to explain how tontine pensions offer a better means for Pakistan's public pensions reform than destroying the government official's security of lifelong incomes.

Nadeem argues that Government employees will be forced to take greater interest in personal finance & that this could lead to new forms of malfeasance will emerge that will be hard to catch and difficult to reverse.

This article is definitely worth a read and in fact can be applied to any funded, or underfunded government pensions scheme.

Read the full article here: https://go.tontine.com/NJM