Choose your preferred strategy

Select from a range of trustee approved investment options designed to protect & grow your trust income.

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Chart your own course or let us handle it for you

Our trustees support multiple investment strategies suitable for long term investors and retirees. As a result, members of a Tontine Trust can:

  • Choose your preferred strategy based upon your risk tolerance & income needs,
  • Combine different strategies to craft your perfect portfolio,
  • Switch strategies up to once per quarter, or
  • Set to default and let the trustees manage it for you.

Note that your monthly income primarily depends on your chosen investment strategy but may vary depending upon the longevity of Members of your Tontine Class versus their life expectancies.

Explore Your Investment Options

Take a look at some of our first supported investment strategies:

Index Funds

Data unavailable


10 year average annual return: returns-VBI-USD%
Note: Past performance is not indicative of future results.

Over the past 50 years, investors have grown to love low-fee index funds due to their high liquidity and low fee structures.

Benefits:

  • Instantly diversify your portfolio through a single investment,
  • Enjoy lower fees than actively managed funds to preserve more of the growth for yourself,
  • Choose from an extremely broad range of geographies and asset classes to find the portfolio that works best for you.

Gold

Data unavailable


20 year average annual return: 11.7%
Note: Past performance is not indicative of future results.


Gold is the ultimate safe-haven asset due to its ability to retain value during economic uncertainty, serving as a long term hedge against inflation and currency devaluation.

Rather than buying Gold ETFs, we prefer to secure Gold allocations for our trusts using physical gold deposits tracked over blockchain to ensure live proof of reserves and high liquidity using assets such as XAUt (Tether Gold) vaulted in Switzerland & PAXG (Paxos Gold) vaulted in London.

₿itcoin

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4 year average annual return: returns-BTC-USD%
Note: Past performance is not indicative of future results.


Bitcoin is now widely accepted as an investable asset class, with many countries, sovereign wealth funds and companies buying it alongside major banks recommending it to clients.

Benefits:

  • Strong hedge against inflation & financial collapse,
  • Fixed supply & growing demand drive long-term price appreciation,
  • Immune to bank failures & financial contagion,
  • High liquidity,
  • Tontines let you spend BTC while inheriting more over time.

₿OLD (Our default investment strategy)

Data unavailable


3 year average annual return: returns-BOL-USD%
Note: Past performance is not indicative of future results.

₿OLD blends Bitcoin’s high returns with Gold’s enduring stability for a powerful inflation hedge when combined in a ratio of ~75% Gold & ~25% Bitcoin.

Benefits:

  • Gold's steady progress balances Bitcoin’s volatility,
  • Historically outperforms the S&P & NASDAQ,
  • No management fees & Shariah-compliant,
  • Increasingly preferred by central banks & sovereign wealth funds.

Welcome to the 'Tontinator'

Here you can calculate and compare your main lifetime income options

The Tontinator is part of the MyTontine™ platform which is going through its testing phase ahead of launch.
Forecasts are based upon the expected rate of return of the selected assets and average life expectancies each of which change over time.
Therefore the forecasts and the actual income received will vary in response to changes in the actual and/or expected rate of return and the actual mortality of members of the tontine class that you are assigned to.

Annuity rates are estimated based upon currently advertised rates from sources which we believe to be reliable.

The Tontinator is for educational purposes only and there is no guarantee that these results will be achieved by each member.

Savers should consider their personal risk tolerances before considering any investments and should consult a financial advisor where appropriate.