- Trust governed by Trust Agreement and applicable law
- Trustee acts in fiduciary and administrative capacity only
- No investment advice or recommendations
- Trust Agreement prevails in event of inconsistency
Trust Property
How assets are held, selected, and administered by the Trustee
Legal Framework
Eligible Asset Categories
Eligible Trust Assets
The Tontine Trust Fund permits the Trustee, subject to applicable law and discretion, to hold certain categories of assets as Trust Property. Assets are selected for characteristics associated with long-term value storage rather than income generation.
Eligible assets typically exhibit:
- Long-standing use as stores of value
- Scarcity and durable physical or digital form
- Non-sovereign value, independent of any issuer’s credit or policy
- Monetary characteristics rather than yield or income production
Categories:
- Monetary Metals (allocated or reserved physical) including
Gold
Silver (Coming soon)
Copper (Coming soon) - Digital Assets with Monetary Characteristics*
Bitcoin - Blended allocations* including
₿OLD (25% Bitcoin, 75% Gold)
*Bitcoin is a scarce, non-sovereign digital asset often described as having monetary characteristics. It is subject to significant price volatility and may experience substantial fluctuations in value. Digital assets are eligible only where permitted by law and Trustee policy.
Eligible Asset Historical price changes
Based upon USD Nominal rates. Illustrative historical information only. Not a recommendation. Past performance is not a reliable indicator of future results.
Figures based upon the Compound Annual Growth Rate ('CAGR') excluding all costs, fees, taxes, spreads, and expenses.
Precious Metals
| Asset | 5 Year CAGR | 10 Year CAGR | 20 Year CAGR |
|---|---|---|---|
| Gold | 18.0% | 15.1% | 11.2% |
| Silver | 24.6% | 19.1% | 11.6% |
Digital Assets
| Asset | 4 Year CAGR |
|---|---|
| Bitcoin | 24.6% |
| ₿OLD (25% Bitcoin + 75% Gold) | 23.7% |
Any historical data shown on this website or in the Tontine App is provided to help illustrate how different asset categories have behaved over extended periods and is for general educational purposes only and is intended to offer context, not forecasts. Historical figures are shown in U.S. dollars with no inflation adjustments applied and based upon period-end prices. They exclude all costs, including custody. Asset values can fluctuate significantly, and historical information should not be relied upon as an indication of future performance or outcomes.
Nature of the Trust’s Interest
- Trusts hold assets as Trust Property
- Members have a beneficial interest only
- No legal title to specific assets
- No direct claim against custodians or providers
Custody and Administration
- Trustee may hold assets directly or via third-party custodians
- Ledger and record-keeping for administrative purposes
- Delegated custody, e.g. to Vaults or BitGo, are permitted under the Trust Agreement
A clear legal structure for how Trust Property is administered.
Tontine Trusts are established and administered under a formal Trust Agreement that defines how property contributed to the Trust is held, managed, and distributed over time.
All assets contributed to a Trust Fund are held as Trust Property and administered by the Trustee in a fiduciary and administrative capacity. The Trustee’s role is to operate the Trust in accordance with its governing documents and applicable law, including determining how Trust Property is held, recorded, and applied for permitted trust purposes.
This structure is designed to provide clarity, continuity, and legal separation between Trust Property and the personal assets of the Member.
The Trustee does not provide investment advice or make recommendations, and nothing on this site alters the terms of the Trust Agreement.
In all cases, the Trust Agreement governs the rights and obligations of the Trustee and the Member.
Flexibility within defined legal boundaries
The Trust Agreement permits the Trustee to hold certain categories of assets as Trust Property, subject to Trustee discretion and applicable law.
Rather than focusing on individual products or providers, the Trust Agreement defines broad asset categories that may be used within Trust Funds. This approach allows the Trustee to administer Trust Property flexibly while remaining within the legal boundaries of the Trust.
Eligible asset categories may include, among others:
- Precious metals including Gold & Silver held in allocated or reserved form
- Bitcoin - where supported under applicable law
- Blended allocations consisting of more than one eligible category
The inclusion of an asset category does not obligate the Trustee to acquire or hold that asset for any Trust Fund, and no inference should be drawn as to suitability, preference, or expected outcomes. Asset holdings remain subject to Trustee approval and administration in accordance with the Trust Agreement.
Structured custody and administration for continuity and clarity.
How Trust Property is held and recorded
Trust Property may be held directly by the Trustee or through one or more third-party custodial or administrative arrangements designated by the Trustee.
These arrangements are used to support the safekeeping, record-keeping, and day-to-day administration of Trust Property, including maintaining accurate records of holdings, transactions, and distributions.
The Trustee may appoint custodians, administrators, or other service providers as part of this process and may change such arrangements from time to time where appropriate. Records of Trust Property are maintained for administrative and reporting purposes and form the basis of the information made available to Members through the Tontine App.
The Trustee’s use of custodial or administrative arrangements does not alter the legal nature of Trust Property, which remains held and administered under the Trust Agreement at all times.