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The Simpsons did it again

Abe wants to join an art tontine to so that he doesn't end up in a retirement home.

Jun 7, 2024

01:15 min watch

As always, the Simpsons manage to predict the future.

The 1998 episode "The Flying Hellfish" re-introduced the concept of a 'tontine' to American audiences.

Despite his misgivings about the assets backing the tontine (stolen loot from the war), Abe quickly realises that he needs 'a nest egg for retirement so that (he) won't end up in an old folks home'.

Tontines were once ubiquitous in Europe and the US and have long fascinated storytellers with numerous books and movies being written about on the topic.

While the Simpsons tontine design is markedly different from a modern Tontine Trust which pays a monthly income for life, Abe would have endorsed the OECD and the US administration both of which are now recommending that every saver should have access to retirement tontines.

For this reason, expect to see a lot more about Tontines on your TV in the coming years.

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References to ‘tontine’ on this site describe the longevity-risk sharing mechanism used to adjust trust distributions; distributions are made by the trustee in accordance with the trust terms.

Tontine Trust Europe KB (“Tontine Trustees” or the "Trustee") is a regulated trust company based in Sweden. We provide fiduciary trust services, including the establishment and administration of irrevocable trusts and the management of trust assets, in accordance with applicable trust laws.

We establish irrevocable lifetime Tontine trusts for clients worldwide, except where restricted by local law.

Our fintech platform enables individuals to establish an individual Tontine Trust Fund efficiently and securely. The patented platform supports trust administration, asset selection, distribution modelling, subject to trustee discretion and applicable trust terms.

Information provided on this website or through our platforms is general information only and does not constitute personal financial, investment, legal, or tax advice. You should seek independent professional advice before making decisions.

The selection of assets held within a Tontine Trust Fund is the responsibility of the member. Tontine Trustees is not responsible for outcomes resulting from a member’s asset preferences, except to the extent required by our fiduciary duties in administering the trust.

Trust assets are subject to market risk, and losses — including loss of principal — are possible.

Any illustrations or examples of lifetime distributions shown on this website or in related materials are indicative only.
Distributions from a Tontine Trust Fund are not fixed or guaranteed and may increase or decrease over time based on factors including asset performance, longevity assumptions, and the survival experience of members within the same tontine class.

Distribution estimates are generated using probabilistic and financial models that are regularly reviewed and adjusted to reflect changing conditions.

Redistribution on Death

When a Tontine Trust member dies, any leftover trust balance is redistributed among the surviving members of the same Tontine Class, in accordance with the tontine principle. As a result, no trust balance remains for inheritance by spouses, children, other beneficiaries, or creditors.

Members who wish to provide separately for family members should consider establishing and funding separate trusts for those individuals.